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Ohio's Medicaid Program > Consumers

Medicaid Buy-In for Workers with Disabilities (MBIWD)


MBIWD is an Ohio Medicaid program that provides health care coverage to working Ohioans with disabilities. Historically, people with disabilities were often discouraged from working because their earnings made them ineligible for Medicaid coverage. MBIWD was created to enable Ohioans with disabilities to work and still keep their health care coverage.

 

Who is eligible?
To qualify for MBIWD, a person must:
  • Be 16 to 64 years old;
  • Be disabled as per the Social Security Administration or as determined by Ohio Medicaid or eligible under the MBIWD medically improved category;
  • Be employed in paid work (includes part-time and full-time work);
  • Pay a premium (if applicable);
  • Meet certain basic requirements and financial criteria.

Premiums

Monthly premiums are required for those eligible for MBIWD with an annual gross income greater than 150% of the federal poverty level (FPL). Each MBIWD enrollee will receive a monthly statement with their monthly premium amount. To obtain and maintain health coverage, the full amount of the premium must be received by the due date or it will be considered non-payment. Late payments will be applied to the most delinquent premium.

 

Enrollees who do not pay their premiums for two months in a row will be subject to termination. If they are terminated, they may reapply for MBIWD but they must pay all MBIWD delinquent premiums for the months of coverage before they can be re-enrolled. 

 

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